Terms & Conditions

Website Use

This website is intended to provide general information about insurance products and services offered by Daiju Yamaguchi Yoshino Insurance Agency. By using this website, you agree to use it only for lawful purposes and in a manner that does not interfere with the operation or security of the website.

No Guarantee Of Coverage

Information provided on this website is for informational purposes only and does not guarantee eligibility, approval, pricing, or coverage. Insurance coverage is subject to policy terms, conditions, underwriting approval, carrier guidelines, and applicable laws.

Quotes And Coverage Information

Any quote request submitted through this website does not create an insurance policy, binder, or guarantee of coverage. Coverage becomes effective only after confirmation by the insurance carrier and completion of all required documentation and payments.

SMS Messaging Terms & Conditions

By opting in to receive SMS communications from Daiju Yamaguchi Yoshino Insurance Agency, you agree to receive text messages related to customer service, account notifications, policy updates, renewal reminders, billing reminders, appointment reminders, quote follow-ups, insurance service requests, and promotional or cross-sell communications when permitted by your consent.

SMS Consent Communication

Phone numbers obtained as part of the SMS consent process will not be shared with third parties or affiliate companies for marketing purposes.

Types of SMS Communications

If you consent to receive text messages from Daiju Yamaguchi Yoshino Insurance Agency, you may receive messages related to:

• Customer service follow-ups
• Quote or policy service updates
• Renewal reminders
• Billing or payment reminders
• Appointment reminders
• Account notifications
• Insurance product or discount information, when permitted by your consent

Example:
“Hello, this is Daiju Yamaguchi Yoshino Insurance Agency. This is a reminder regarding your upcoming insurance renewal. Please contact our office if you have any questions. Reply STOP to opt out of SMS messaging at any time.”

Message Frequency

Message frequency may vary depending on your relationship and communication needs with our agency. You may receive approximately 2–5 messages per customer, depending on your account activity, service requests, policy status, or consent preferences.

Potential Fees for SMS Messaging

Message and data rates may apply. Standard messaging rates may be charged by your mobile service provider. Fees may vary depending on your mobile carrier and plan.

Opt-In Method

You may opt in to receive SMS messages from Daiju Yamaguchi Yoshino Insurance Agency by submitting a website form, checking an SMS consent checkbox, providing consent during a phone call, completing an agency form, or otherwise providing your phone number and permission to receive text messages from our agency.

Opt-Out Method

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you may receive a confirmation message and will no longer receive SMS messages unless you opt in again.

Help

If you need assistance, reply HELP to any text message you receive from us. You may also contact us directly at service@daijuinsurance.com or (619) 220-0700.

Standard Messaging Disclosures

Message and data rates may apply. Message frequency may vary. You may receive approximately 2–5 messages per customer depending on your account activity and communication needs. You can opt out at any time by texting STOP. For assistance, text HELP or contact us at (619) 220-0700 or visit our Privacy Policy page.

User Consent

By submitting forms on this website, checking an opt-in box, or otherwise providing consent to receive communications, you confirm that you are the authorized user of the phone number provided and agree to receive communications in accordance with these Terms & Conditions and our Privacy Policy.

Accuracy Of Information

We strive to keep all information on this website accurate and up to date. However, Daiju Yamaguchi Yoshino Insurance Agency does not guarantee the completeness, accuracy, or reliability of website content and reserves the right to update or modify information at any time without notice.

Third-Party Links

This website may contain links to third-party websites or services for convenience and informational purposes. We are not responsible for the content, privacy practices, or policies of third-party websites.

Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Daiju Yamaguchi Yoshino Insurance Agency unless otherwise stated. Unauthorized reproduction, distribution, or use of website content is prohibited without written permission.

Limitation Of Liability

Daiju Yamaguchi Yoshino Insurance Agency is not liable for any damages, losses, or issues arising from the use of this website or SMS messaging services, including interruptions, inaccuracies, delays, technical issues, or undelivered messages. Users access and use these services at their own discretion.

Privacy

Your use of this website and our messaging services is also subject to our Privacy Policy. Please review the Privacy Policy page for information about how personal data may be collected, stored, and used.

Changes To These Terms

Daiju Yamaguchi Yoshino Insurance Agency reserves the right to update or revise these Terms & Conditions at any time without prior notice. Continued use of the website or messaging services after changes are posted constitutes acceptance of the updated terms.

Contact Information

If you have questions regarding these Terms & Conditions, please contact our office.

Phone: (619) 220-0700
Email: daiju@daijuinsurance.com
Address: 3579 5th Ave. Suite 200, San Diego, CA 92103